BODY {
 padding: 0px;
 margin: 0px;
 color: black;
 background-color: #FFFFFF;
 scrollbar-arrow-color: #5C5C5C;
 scrollbar-face-color: #E5E5E5;
 scrollbar-track-color: #DCDCDC;
 scrollbar-highlight-color: #EFEFEF;
 scrollbar-shadow-color: #D8D8D8;
 scrollbar-3dlight-color: #FFFFFF;
 scrollbar-darkshadow-color: #7C7C7C;
}
.bodyfont {
 font-family: Arial,"MS SanS Serif", Arial,Helvetica,sans-serif;
 font-size: 12px;
 line-height: 14px;
 color: #002B42;
 cursor: default;
}
.hdfont {
 font-family: Arial,"MS SanS Serif", Arial,Helvetica,sans-serif;
 font-size: 13px;
 line-height: 14px;
 color: #007CC2;
 cursor: default;
}
.msfont {
 font-family: "MS SanS Serif",Arial,Helvetica,sans-serif;
 font-size: 11px;
 color: #4A4A4A;
 line-height: 14px;
 cursor: default;
}
.msfont1 {
 font-family: "MS SanS Serif",Arial,Helvetica,sans-serif;
 font-size: 11px;
 color: #002B42;
 line-height: 14px;
 cursor: default;
}
A {
 color: #00008C;
 text-decoration: none;
 cursor: pointer;
}
A:HOVER {
 color: #1C1CFF;
 text-decoration: underline;
 cursor: pointer;
}
.mslink {
 font-family: "MS SanS Serif",Arial,Helvetica,sans-serif;
 font-size: 11px;
 color: #1C4069;
 text-decoration: none;
}
A.mslink:HOVER {
 font-family: "MS SanS Serif",Arial,Helvetica,sans-serif;
 font-size: 11px;
 color: #DC0000;
 text-decoration: none;
}
.mslink1 {
 font-family: "MS SanS Serif",Arial,Helvetica,sans-serif;
 font-size: 11px;
 color: #4A4A4A;
 text-decoration: none;
}
A.mslink1:HOVER {
 font-family: "MS SanS Serif",Arial,Helvetica,sans-serif;
 font-size: 11px;
 color: #4A4A4A;
 text-decoration: underline;
}
.hln {
 background-image:  url(images/hln.gif);
 background-repeat: repeat-x;
 background-color: white;
}
 
.vln {
 background-image:  url(images/vln.gif);
 background-repeat: repeat-y;
 background-color: white;
}
.vln1 {
 background-image:  url(images/vln1.gif);
 background-repeat: repeat-y;
 background-color: white;
}

.imghover { opacity: 0; filter: alpha(opacity=100); -moz-opacity: 0; }
.imgstandby { opacity: .8; filter: alpha(opacity=80); -moz-opacity: .8; }

.btmlnk {
 border-right:#DD8528 1px solid;
 border-top:#DD8528 1px solid;
 border-left:#DD8528 1px solid;
 border-bottom:#DD8528 1px solid;
 background-color:#DD8528;
 text-decoration:none;
 color: #FFFFFF;
}
A.btmlnk:HOVER {
 border-right:#F5B52D 1px solid;
 border-top:#F5B52D 1px solid;
 border-left:#F5B52D 1px solid;
 border-bottom:#F5B52D 1px solid;
 background-color:#F5B52D;
 text-decoration:none;
 color: #FFFFFF;
}
.lnglnk {
 color: #FFFFFF;
 text-decoration: none;
}
A.lnglnk:HOVER {
 color: #FFFFFF;
 text-decoration: underline;
}